A term sheet is not funding.

12 October 2026

A term sheet is not funding. Until the money is confirmed, it’s a promise on paper. Lenders do their homework on the borrower before they say yes. Borrowers rarely return the favour. In private lending, this is where deals quietly fall over. Before you sign, ask whose money this is, whether they can show it’s available, and whether they’ve done this type of deal before. Then look at what conditions sit inside the offer. Weighing up an offer? Let’s talk about your next move. #CapilaFinance