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Finance, explained in plain English.

Longer reads on lending, the economy, and what it all means for what you can borrow.

Rates & borrowing power
Interest Rates Are Still High and Property Prices Are Falling. Here's What That Means for Your Loan
It sounds like good news. Property prices are dropping. But interest rates are still high, and that's making it harder, not easier, for a lot of people to borrow what they need. Here's what's actually going on and what you can do about it.
11 September 2026
Finance & the economy
How the Economy Affects Your Next Loan (And What You Can Actually Do About It)
Inflation, interest rates, cost of living. It's a lot to make sense of when you're just trying to work out if you can get a home loan or car finance. Here's a plain-English breakdown of what's actually happening in the economy right now, and how it affects your borrowing power.
27 August 2026

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Finance, explained in plain English.

Interest Rates Are Still High and Property Prices Are Falling. Here's What That Means for Your Loan

How the Economy Affects Your Next Loan (And What You Can Actually Do About It)

Make the calculated move.